Posts

Skills are becoming more critical, leading to divergence in wages between those with a college education, or higher, and those with lower levels of education.
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THE NEED FOR FINANCIAL EDUCATION AND FINANCIAL LITERACY

  Throughout their lifetime, individuals today are more responsible for their personal finances than ever before. With life expectancies rising, pension and social welfare systems are being strained. In many countries, employer-sponsored…
Financial literacy training improves financial knowledge but has a lower impact on financial behaviors,
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THE ROLE PLAYED BY FINANCIAL LITERACY IN FINANCIAL INCLUSION AND CLIENT PROTECTION

Ensuring competent, timely, and unrestrained access to public goods and services is the quintessence of an open and efficient society. As financial products and services, especially banking services, are considered public goods and services,…
Accelerating Poverty Reduction in Africa:
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FINANCIAL LITERACY AND POVERTY REDUCTION

Poverty Reduction Poverty reduction programs that have been implemented in many countries exhibited some changes, but poverty still remains a challenge to many developing countries. There is evidence showing that a lack of financial literacy…
Financial aerobic activities reverse financial disease and build financial strength. Financial aerobics strengthen your wealth heart.
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JOIN THE FINANCIAL GYM AND GET FIT

THE GYM TO GET YOU FINANCIALLY FIT Join me now, as we warm up, stretch our financial muscles, work out and pump some financial iron. Let’s get that oxygen pumping. Right now, get onto the fast track to becoming Financially Fit for Life.…
All that a man achieves and all that he fails to achieve is the direct result of his own thoughts.
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WEALTH CREATION IS AN INSIDE JOB

THE THOUGHT FACTOR IN WEALTH CREATION When it comes to solving your financial problems, the following rule applies: FINANCIAL PROBLEMS CANNOT BE SOLVED PERMANENTLY WITH MORE MONEY! To change the direction of your financial future, you…
The Choice Model is based upon the principle that we are unique to the animal kingdom in that we have the ability to act for ourselves rather than be acted upon by outside forces.
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WE CHOOSE TO BECOME WEALTHY

CHOOSE TO BECOME WEALTHY The Choice Model states that somewhere between stimulus and response we have the ability to choose our response. In other words, as human beings, we have the ability to rise above the slobber. The Choice Model…
Procrastination in your financial life is what heart disease is to the average physically unfit Person.
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OVERCOMING PROCRASTINATION

ACT NOW AND STOP PROCRASTINATING Most people think investing becomes more convenient later on in life, when, in reality, it’s just the opposite.  The number one reason why most people die financially is procrastination.  Procrastination…
Meeting our goals gives us the confidence and motivation to continue setting new ones and creating the type of life we've always dreamed of.
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WHAT ARE YOUR FINANCIAL GOALS?

SET YOUR FINANCIAL GOALS Your wealth awakening begins by choosing wealth. The miracle begins by writing your wealth vision. Your wealth vision is your why. Your goals are how to achieve your vision. A person with simple, yet well-defined,…
In an ordnary world, strive to become extraordinary
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BECOME EXTRAORDINARY IN AN ORDINARY WORLD

Our society is so intricately connected and interwoven that a graphical representation of how individuals are networked yields a nightmarish image. Our connections are on three levels, personal, physical, and virtual.  Personal connections…
A perfect sales pitch is well prepared
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CREATING YOUR PERFECT SALES PITCH

If there was an age-old question, perhaps existential, like why are we here, then how to create a perfect sales pitch is the all-time conundrum that has baffled businesses, just as the former question has kept philosophers tossing in their beds…