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Financial literacy is a complex topic that varies with regional and demographic contexts.
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ENSURING THE EFFECTIVENESS OF FINANCIAL LITERACY PROGRAMS

Financial literacy is a complex topic that varies with regional and demographic contexts. Before putting on financial literacy training it is important to study the level of financial literacy across different groups. Targeted financial education…
Skills are becoming more critical, leading to divergence in wages between those with a college education, or higher, and those with lower levels of education.
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THE NEED FOR FINANCIAL EDUCATION AND FINANCIAL LITERACY

  Throughout their lifetime, individuals today are more responsible for their personal finances than ever before. With life expectancies rising, pension and social welfare systems are being strained. In many countries, employer-sponsored…
Consumers need awareness, understanding, and knowledge about various types of rapidly evolving financial products and services.
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DOES FINANCIAL LITERACY MATTER FOR DEVELOPED COUNTRIES?

  The global financial crisis highlighted the importance of financial literacy and capability because the lack of consumer knowledge played a role in the genesis of the crisis. To become more active and confident participants in the…
Financial literacy training improves financial knowledge but has a lower impact on financial behaviors,
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THE ROLE PLAYED BY FINANCIAL LITERACY IN FINANCIAL INCLUSION AND CLIENT PROTECTION

Ensuring competent, timely, and unrestrained access to public goods and services is the quintessence of an open and efficient society. As financial products and services, especially banking services, are considered public goods and services,…
The more you spend on unnecessary purchases, the further you dig yourself into a debt hole.
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HOW I ALMOST WENT FROM A JET-SETTING MILLIONAIRE TO A PAUPER

HOW PROCRASTINATION ALMOST TURNED ME INTO A PAUPER It is common knowledge that we always know the right thing to do in most circumstances. What we lack is the willpower and resolve to carry out the decisions. After my university studies, I…
Financial aerobic activities reverse financial disease and build financial strength. Financial aerobics strengthen your wealth heart.
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JOIN THE FINANCIAL GYM AND GET FIT

THE GYM TO GET YOU FINANCIALLY FIT Join me now, as we warm up, stretch our financial muscles, work out and pump some financial iron. Let’s get that oxygen pumping. Right now, get onto the fast track to becoming Financially Fit for Life.…
All that a man achieves and all that he fails to achieve is the direct result of his own thoughts.
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WEALTH CREATION IS AN INSIDE JOB

THE THOUGHT FACTOR IN WEALTH CREATION When it comes to solving your financial problems, the following rule applies: FINANCIAL PROBLEMS CANNOT BE SOLVED PERMANENTLY WITH MORE MONEY! To change the direction of your financial future, you…
This vision is how you live your financial life. It’s your personal creed. It’s your core philosophy. It captures you. It excites you.
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CREATE YOUR WEALTH VISION

YOUR WEALTH VISION Writing your Wealth Vision empowers you with faith and energy. Vision combined with faith grows into a passion. As your passion increases, you become unstoppable in achieving your Wealth Vision! As you write your…
The Choice Model is based upon the principle that we are unique to the animal kingdom in that we have the ability to act for ourselves rather than be acted upon by outside forces.
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WE CHOOSE TO BECOME WEALTHY

CHOOSE TO BECOME WEALTHY The Choice Model states that somewhere between stimulus and response we have the ability to choose our response. In other words, as human beings, we have the ability to rise above the slobber. The Choice Model…
Procrastination in your financial life is what heart disease is to the average physically unfit Person.
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OVERCOMING PROCRASTINATION

ACT NOW AND STOP PROCRASTINATING Most people think investing becomes more convenient later on in life, when, in reality, it’s just the opposite.  The number one reason why most people die financially is procrastination.  Procrastination…