Financial planning is the key to wealth creation and financial fitness
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FINANCIAL PLANNING AND FAMILY STABILITY

CONFRONTING RUNAWAY EXPENDITURE AMONG SALARIED WORKERS 'You can never be a millionaire working for someone, ' so goes a  popular cliché. Although the implied meaning is inaccurate, the wisdom behind that statement resonates with a select…
You can learn the secrets to wealth creation by careful observation and keen diligence.
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THE PRINCIPLES OF WEALTH CREATION

BE WILLING TO LEARN FROM YOUR MISTAKES For almost a decade, I used to replace my phone after every 12 months intending to stay ahead of the curve with the latest technologies and productivity tools. I considered this annual ritual as a common-sense…
It is important that we cherish those close to us
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STABLE FAMILIES PROMOTE SOCIO-ECONOMIC DEVELOPMENT

SOCIAL STABILITY STARTS WITH THE FAMILY I view the family as a relatively permanent group of people related by ancestry, marriage, or adoption, who live together, form an economic unit, and take care of their young. This implies that a family…
Effective Public Speaking is Imperative for Business Success
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WHY EFFECTIVE PUBLIC SPEAKING IS KEY TO SUCCESS

THE ROLE OF PUBLIC SPEAKING IN SELF- ACTUALIZATION My career as an entrepreneur began around the age of 7. Being dirt poor, we had to scrap for every morsel of food that landed on our table. I wore the same clothes for months on end and I was…
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CUT FROM THE SAME CLOTH

SIMILARITIES IN TRAITS BETWEEN TWO ENTREPRENEURIAL LEGENDS When tracing the lives of outliers in different professions, you are bound to spot a common thread that associates all of them. In the sporting profession, for example, most athletes…
Management is successful when it follows principles
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CAREER ACHIEVEMENTS THAT DEFINED STEVE DOWN

THE CAREER-DEFINING MILESTONES THAT MARKED STEVE DOWN'S RISE TOWARDS BECOMING A CULTURAL PHENOMENA In this age of social media networking and digital millionaires, whenever we think of successful entrepreneurs, the first thing that comes…
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BLESSED IS THE HAND THAT GIVETH

STEVE DOWN'S PRINCIPLE OF ABUNDANCE. A few weeks ago, I came across a documentary exploring the truth behind acts of charity. The presenters inquired into the veracity of assertions by religious leaders who urged their congregations to ‘plant…
Plan for success
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HOW TO SUCCEED IN YOUR FIRST BUSINESS VENTURE

WEALTH TIPS: YOUR GUIDE TO FINANCIAL FREEDOM It is the dream of many to start a business and become their own bosses. Given the low success rate of  start-ups, I sought advice from the serial entrepreneur, Steve Down.  Down founded…
The Psychology of wealth is covered in the text
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THE BENEFITS OF FINANCIAL PLANNING IN WEALTH CREATION

FINANCIAL PLANNING Throughout his career, and later as a public speaker, Steve Down encountered circumstances that instilled in him one crucial lesson; a penny saved is a penny earned. His career as an entrepreneur and investor taught him the…
Steve Down through the Goat foundation envisages transformed livelihoods through offering sustainable economic solutions.
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EFFORTS BY STEVE DOWN TO COMBAT ECONOMIC INEQUALITY

ECONOMIC INEQUALITY AND SUSTAINABLE DEVELOPMENT GOALS The UN identifies eradicating poverty and hunger, access to quality education, gender equality, health, and well-being as the leading goals for sustainable development worldwide. Even…