Financial literacy is a complex topic that varies with regional and demographic contexts.
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ENSURING THE EFFECTIVENESS OF FINANCIAL LITERACY PROGRAMS

Financial literacy is a complex topic that varies with regional and demographic contexts. Before putting on financial literacy training it is important to study the level of financial literacy across different groups. Targeted financial education…
Skills are becoming more critical, leading to divergence in wages between those with a college education, or higher, and those with lower levels of education.
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THE NEED FOR FINANCIAL EDUCATION AND FINANCIAL LITERACY

  Throughout their lifetime, individuals today are more responsible for their personal finances than ever before. With life expectancies rising, pension and social welfare systems are being strained. In many countries, employer-sponsored…
Consumers need awareness, understanding, and knowledge about various types of rapidly evolving financial products and services.
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DOES FINANCIAL LITERACY MATTER FOR DEVELOPED COUNTRIES?

  The global financial crisis highlighted the importance of financial literacy and capability because the lack of consumer knowledge played a role in the genesis of the crisis. To become more active and confident participants in the…
Financial literacy training improves financial knowledge but has a lower impact on financial behaviors,
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THE ROLE PLAYED BY FINANCIAL LITERACY IN FINANCIAL INCLUSION AND CLIENT PROTECTION

Ensuring competent, timely, and unrestrained access to public goods and services is the quintessence of an open and efficient society. As financial products and services, especially banking services, are considered public goods and services,…
The more you spend on unnecessary purchases, the further you dig yourself into a debt hole.
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HOW I ALMOST WENT FROM A JET-SETTING MILLIONAIRE TO A PAUPER

HOW PROCRASTINATION ALMOST TURNED ME INTO A PAUPER It is common knowledge that we always know the right thing to do in most circumstances. What we lack is the willpower and resolve to carry out the decisions. After my university studies, I…
Are you operating without an emergency fund?
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HOW CASH FLOW MANAGEMENT PROVED TO BE A TURNING POINT IN MY LIFE

After graduating, I was lucky to be hired as a medical representative for an international pharmaceutical. This was a time when a majority of my peers whom I went to school with were still attending interviews and getting rejected. The aura…
Accelerating Poverty Reduction in Africa:
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FINANCIAL LITERACY AND POVERTY REDUCTION

Poverty Reduction Poverty reduction programs that have been implemented in many countries exhibited some changes, but poverty still remains a challenge to many developing countries. There is evidence showing that a lack of financial literacy…
FINANCIAL FITNESS IN AFRICA
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FINANCIAL LITERACY IN DEVELOPING COUNTRIES 

A multitude of policies and programs have been implemented with the hope of reducing daunting poverty in Africa. Financial literacy education plays a major role in poverty reduction and sustainable economic growth by enhancing outcomes of…
Financial aerobic activities reverse financial disease and build financial strength. Financial aerobics strengthen your wealth heart.
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JOIN THE FINANCIAL GYM AND GET FIT

THE GYM TO GET YOU FINANCIALLY FIT Join me now, as we warm up, stretch our financial muscles, work out and pump some financial iron. Let’s get that oxygen pumping. Right now, get onto the fast track to becoming Financially Fit for Life.…
All that a man achieves and all that he fails to achieve is the direct result of his own thoughts.
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WEALTH CREATION IS AN INSIDE JOB

THE THOUGHT FACTOR IN WEALTH CREATION When it comes to solving your financial problems, the following rule applies: FINANCIAL PROBLEMS CANNOT BE SOLVED PERMANENTLY WITH MORE MONEY! To change the direction of your financial future, you…