Skills are becoming more critical, leading to divergence in wages between those with a college education, or higher, and those with lower levels of education.
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THE NEED FOR FINANCIAL EDUCATION AND FINANCIAL LITERACY

  Throughout their lifetime, individuals today are more responsible for their personal finances than ever before. With life expectancies rising, pension and social welfare systems are being strained. In many countries, employer-sponsored…
Financial literacy training improves financial knowledge but has a lower impact on financial behaviors,
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THE ROLE PLAYED BY FINANCIAL LITERACY IN FINANCIAL INCLUSION AND CLIENT PROTECTION

Ensuring competent, timely, and unrestrained access to public goods and services is the quintessence of an open and efficient society. As financial products and services, especially banking services, are considered public goods and services,…
The more you spend on unnecessary purchases, the further you dig yourself into a debt hole.
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HOW I ALMOST WENT FROM A JET-SETTING MILLIONAIRE TO A PAUPER

HOW PROCRASTINATION ALMOST TURNED ME INTO A PAUPER It is common knowledge that we always know the right thing to do in most circumstances. What we lack is the willpower and resolve to carry out the decisions. After my university studies, I…
Are you operating without an emergency fund?
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HOW CASH FLOW MANAGEMENT PROVED TO BE A TURNING POINT IN MY LIFE

After graduating, I was lucky to be hired as a medical representative for an international pharmaceutical. This was a time when a majority of my peers whom I went to school with were still attending interviews and getting rejected. The aura…
Financial aerobic activities reverse financial disease and build financial strength. Financial aerobics strengthen your wealth heart.
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JOIN THE FINANCIAL GYM AND GET FIT

THE GYM TO GET YOU FINANCIALLY FIT Join me now, as we warm up, stretch our financial muscles, work out and pump some financial iron. Let’s get that oxygen pumping. Right now, get onto the fast track to becoming Financially Fit for Life.…
This vision is how you live your financial life. It’s your personal creed. It’s your core philosophy. It captures you. It excites you.
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CREATE YOUR WEALTH VISION

YOUR WEALTH VISION Writing your Wealth Vision empowers you with faith and energy. Vision combined with faith grows into a passion. As your passion increases, you become unstoppable in achieving your Wealth Vision! As you write your…
The Choice Model is based upon the principle that we are unique to the animal kingdom in that we have the ability to act for ourselves rather than be acted upon by outside forces.
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WE CHOOSE TO BECOME WEALTHY

CHOOSE TO BECOME WEALTHY The Choice Model states that somewhere between stimulus and response we have the ability to choose our response. In other words, as human beings, we have the ability to rise above the slobber. The Choice Model…
You can learn the secrets to wealth creation by careful observation and keen diligence.
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STEVE DOWN ON CAUSE CAPITALISM

What is Cause Capitalism?   From the Founder, Father, and Inventor of Cause Capitalism- Steve Down Cause Capitalism is when a for-profit company chooses as its partner, a non-profit, not as a gimmick but as a true sustainable partner.…
Meeting our goals gives us the confidence and motivation to continue setting new ones and creating the type of life we've always dreamed of.
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WHAT ARE YOUR FINANCIAL GOALS?

SET YOUR FINANCIAL GOALS Your wealth awakening begins by choosing wealth. The miracle begins by writing your wealth vision. Your wealth vision is your why. Your goals are how to achieve your vision. A person with simple, yet well-defined,…
You can learn the secrets to wealth creation by careful observation and keen diligence.
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THE PRINCIPLES OF WEALTH CREATION

BE WILLING TO LEARN FROM YOUR MISTAKES For almost a decade, I used to replace my phone after every 12 months intending to stay ahead of the curve with the latest technologies and productivity tools. I considered this annual ritual as a common-sense…