Financial literacy is a complex topic that varies with regional and demographic contexts.
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ENSURING THE EFFECTIVENESS OF FINANCIAL LITERACY PROGRAMS

Financial literacy is a complex topic that varies with regional and demographic contexts. Before putting on financial literacy training it is important to study the level of financial literacy across different groups. Targeted financial education…
Skills are becoming more critical, leading to divergence in wages between those with a college education, or higher, and those with lower levels of education.
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THE NEED FOR FINANCIAL EDUCATION AND FINANCIAL LITERACY

  Throughout their lifetime, individuals today are more responsible for their personal finances than ever before. With life expectancies rising, pension and social welfare systems are being strained. In many countries, employer-sponsored…
Consumers need awareness, understanding, and knowledge about various types of rapidly evolving financial products and services.
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DOES FINANCIAL LITERACY MATTER FOR DEVELOPED COUNTRIES?

  The global financial crisis highlighted the importance of financial literacy and capability because the lack of consumer knowledge played a role in the genesis of the crisis. To become more active and confident participants in the…
FINANCIAL FITNESS IN AFRICA
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FINANCIAL LITERACY IN DEVELOPING COUNTRIES 

A multitude of policies and programs have been implemented with the hope of reducing daunting poverty in Africa. Financial literacy education plays a major role in poverty reduction and sustainable economic growth by enhancing outcomes of…
This vision is how you live your financial life. It’s your personal creed. It’s your core philosophy. It captures you. It excites you.
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CREATE YOUR WEALTH VISION

YOUR WEALTH VISION Writing your Wealth Vision empowers you with faith and energy. Vision combined with faith grows into a passion. As your passion increases, you become unstoppable in achieving your Wealth Vision! As you write your…
Author of Financial Fitness for all Steve Down teaches the role of taking personal responsibility as the driving force behind wealth creation
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ECONOMIC INEQUALITY: THE GREATEST IMPEDIMENT TO SDGs REALIZATION

Make a Little Heaven Down Here   The Goat Foundation interacts with widows from impoverished communities across Kenya on a regular basis. From our observations it is apparent that great economic disparities exist among members of…
Venture capitalists had to take risks before reaping the benefits of huge returns.
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WHY RISKS ARE INEVITABLE FOR PROGRESS TO BE ATTAINED. 

  At the beginning of the 21st Century, hundreds of tech startups assembled at an indifferent location in California what is now known as Silicon Valley. From MIT graduates to Highschool dropouts, each starry-eyed visionary had an…
Hire the right talent and motivate them to offer 100% excellent service.
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HOW TO BEAT YOUR COMPETITION AND DOMINATE THE MARKET

TIGHT COMPETITION, THIN PROFIT MARGINS Today's business environment literally moves at the speed of light. Hardly does a trend emerge in Tokyo than it is being practiced in a small town in Uganda. There is neither exclusivity in knowledge nor…
A meeting between members of a department
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HOW TO MAKE MEETINGS GREAT AGAIN

REVIVING THE PRODUCTIVITY THRESHOLD OF MEETINGS When talking to young entrepreneurs, I am usually keen on advising them on different management strategies to help them maximize profits and minimize waste. One way to manage teams is through…
Faceless multinational corporations have moved to least developing nations where regulations are lax
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THE RATIONALE FOR CAUSE CAPITALISM

Cause Capitalism is a call to action for corporate organizations to exercise deliberate social compassion by proactively pledging humanitarian assistance to communities around them. Between seeking to maximize profits, fulfill shareholder expectations,…