Financial literacy is a complex topic that varies with regional and demographic contexts.
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ENSURING THE EFFECTIVENESS OF FINANCIAL LITERACY PROGRAMS

Financial literacy is a complex topic that varies with regional and demographic contexts. Before putting on financial literacy training it is important to study the level of financial literacy across different groups. Targeted financial education…
Consumers need awareness, understanding, and knowledge about various types of rapidly evolving financial products and services.
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DOES FINANCIAL LITERACY MATTER FOR DEVELOPED COUNTRIES?

  The global financial crisis highlighted the importance of financial literacy and capability because the lack of consumer knowledge played a role in the genesis of the crisis. To become more active and confident participants in the…
The more you spend on unnecessary purchases, the further you dig yourself into a debt hole.
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HOW I ALMOST WENT FROM A JET-SETTING MILLIONAIRE TO A PAUPER

HOW PROCRASTINATION ALMOST TURNED ME INTO A PAUPER It is common knowledge that we always know the right thing to do in most circumstances. What we lack is the willpower and resolve to carry out the decisions. After my university studies, I…
Accelerating Poverty Reduction in Africa:
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FINANCIAL LITERACY AND POVERTY REDUCTION

Poverty Reduction Poverty reduction programs that have been implemented in many countries exhibited some changes, but poverty still remains a challenge to many developing countries. There is evidence showing that a lack of financial literacy…
FINANCIAL FITNESS IN AFRICA
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FINANCIAL LITERACY IN DEVELOPING COUNTRIES 

A multitude of policies and programs have been implemented with the hope of reducing daunting poverty in Africa. Financial literacy education plays a major role in poverty reduction and sustainable economic growth by enhancing outcomes of…
Procrastination in your financial life is what heart disease is to the average physically unfit Person.
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OVERCOMING PROCRASTINATION

ACT NOW AND STOP PROCRASTINATING Most people think investing becomes more convenient later on in life, when, in reality, it’s just the opposite.  The number one reason why most people die financially is procrastination.  Procrastination…
In an ordnary world, strive to become extraordinary
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BECOME EXTRAORDINARY IN AN ORDINARY WORLD

Our society is so intricately connected and interwoven that a graphical representation of how individuals are networked yields a nightmarish image. Our connections are on three levels, personal, physical, and virtual.  Personal connections…
Maximizing team productivity calls for effective management.
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MAXIMIZING TEAM PRODUCTIVITY

We have all heard speeches about teamwork and the value of community and cooperation. Companies are agglomerations of different teams with different specializations. In sports, we have football teams and the athletics team.  Most couples…
A perfect sales pitch is well prepared
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CREATING YOUR PERFECT SALES PITCH

If there was an age-old question, perhaps existential, like why are we here, then how to create a perfect sales pitch is the all-time conundrum that has baffled businesses, just as the former question has kept philosophers tossing in their beds…
Management is successful when it follows principles
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MANAGEMENT IS NOT ROCKET SCIENCE, ITS ADHERENCE TO PRINCIPLES

  While on a trip to Dubai, I attended a demonstration conference at the Palm Springs Hotel that showcased advances in robotics and Artificial intelligence in handling mundane tasks like lawn mowing or laundry cleaning. Among this…