The more you spend on unnecessary purchases, the further you dig yourself into a debt hole.
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HOW I ALMOST WENT FROM A JET-SETTING MILLIONAIRE TO A PAUPER

HOW PROCRASTINATION ALMOST TURNED ME INTO A PAUPER It is common knowledge that we always know the right thing to do in most circumstances. What we lack is the willpower and resolve to carry out the decisions. After my university studies, I…
Are you operating without an emergency fund?
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HOW CASH FLOW MANAGEMENT PROVED TO BE A TURNING POINT IN MY LIFE

After graduating, I was lucky to be hired as a medical representative for an international pharmaceutical. This was a time when a majority of my peers whom I went to school with were still attending interviews and getting rejected. The aura…
Accelerating Poverty Reduction in Africa:
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FINANCIAL LITERACY AND POVERTY REDUCTION

Poverty Reduction Poverty reduction programs that have been implemented in many countries exhibited some changes, but poverty still remains a challenge to many developing countries. There is evidence showing that a lack of financial literacy…
Financial aerobic activities reverse financial disease and build financial strength. Financial aerobics strengthen your wealth heart.
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JOIN THE FINANCIAL GYM AND GET FIT

THE GYM TO GET YOU FINANCIALLY FIT Join me now, as we warm up, stretch our financial muscles, work out and pump some financial iron. Let’s get that oxygen pumping. Right now, get onto the fast track to becoming Financially Fit for Life.…
All that a man achieves and all that he fails to achieve is the direct result of his own thoughts.
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WEALTH CREATION IS AN INSIDE JOB

THE THOUGHT FACTOR IN WEALTH CREATION When it comes to solving your financial problems, the following rule applies: FINANCIAL PROBLEMS CANNOT BE SOLVED PERMANENTLY WITH MORE MONEY! To change the direction of your financial future, you…
The Choice Model is based upon the principle that we are unique to the animal kingdom in that we have the ability to act for ourselves rather than be acted upon by outside forces.
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WE CHOOSE TO BECOME WEALTHY

CHOOSE TO BECOME WEALTHY The Choice Model states that somewhere between stimulus and response we have the ability to choose our response. In other words, as human beings, we have the ability to rise above the slobber. The Choice Model…
Procrastination in your financial life is what heart disease is to the average physically unfit Person.
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OVERCOMING PROCRASTINATION

ACT NOW AND STOP PROCRASTINATING Most people think investing becomes more convenient later on in life, when, in reality, it’s just the opposite.  The number one reason why most people die financially is procrastination.  Procrastination…
GOAL STEPS
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WHAT IS YOUR FINANCIAL THERMOSTAT?

DETERMINE YOUR FINANCIAL COMFORT ZONE We choose our level and limits of financial success by our level of comfort. In other words, we set our level of financial success or failure just as we would set a thermostat that regulates our heater…
Meeting our goals gives us the confidence and motivation to continue setting new ones and creating the type of life we've always dreamed of.
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WHAT ARE YOUR FINANCIAL GOALS?

SET YOUR FINANCIAL GOALS Your wealth awakening begins by choosing wealth. The miracle begins by writing your wealth vision. Your wealth vision is your why. Your goals are how to achieve your vision. A person with simple, yet well-defined,…
Meeting our goals gives us the confidence and motivation to continue setting new ones and creating the type of life we've always dreamed of.
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YOU CAN ACHIEVE ANYTHING YOU SET YOUR MIND TO

DELIBERATE STEPS TOWARDS GOAL ACCOMPLISHMENT - A GUIDE.  Everyone has goals. Whether practical or lofty, months-in-the-works or everyday accomplishments, setting and achieving goals are part of life. It is important to set goals that make…